Vision problems always seem to increase with age, which is why seniors need the resources to keep their eyes in check. The problem is that getting coverage for eye care can be difficult for seniors, forcing them to pay a ton of money on eye exams and eyeglasses. However, there are plenty of cases where seniors can get the vision coverage they need depending on the circumstances. With a number of options for seniors, getting coverage isn’t always as problematic as it might seem. Three great places to find eye glasses and affordable vision coverage for seniors include Medicare, Medicare Advantage, and EyeCare America. Read on to find out more about vision coverage options for seniors.
When it comes to Medicare, getting vision coverage can be a little tricky. Unfortunately, Medicare will not cover routine eye exams as needed for eyeglasses or contact lenses. However, eye exams for macular degeneration and treatment for macular degeneration is covered. Yearly eye exams for diabetic retinopathy are also covered by Medicare, provided they are allowed in your state. For individuals who are at higher risk of glaucoma, Medicare will also cover glaucoma tests every year. For all of these tests, patients pay 20% of the Medicare approved amount. Another downside of Medicare is that it does not cover eyeglasses or contacts, unless they are needed after cataract surgery which is covered by Medicare.
Because of the limitations of Original Medicare, Medicare Advantage plans purchased in addition to Medicare are a great way to get improved vision coverage. For instance, individuals with Humana’s Medicare Advantage plan may purchase an optional MyOption Vision benefit. MyOption Vision allows seniors to choose from a network of EyeMed Vision experts near you. With this benefit, seniors can get full coverage on routine eye exams. Additionally, seniors will have $375 towards a pair of frames and lenses or towards contacts, every year. Costs that exceed the pre-approved amount will need to be covered by the patients.
Some non-profit organizations like EyeCare America offer free eye exams for seniors. EyeCare America stresses the importance of eye exams in preventing blindness, especially for those who may be suffering from diabetic retinopathy. The EyeCare America program from the American Academy of Opthalmology is designed for seniors age 65 and older who are US citizens or legal residents. Seniors seeking a free eye exam should not have seen an ophthalmologist in the past three years. They should also not be receiving benefits from VA or have an HMO.
With increasing age comes more vision problems, which is why it is especially important that seniors get the vision coverage they need. While Medicare may not provide routine exams, Medicare Advantage plans may give them the coverage they need. For seniors who cannot afford it, non-profit organizations like EyeCare America prove a viable option.
From Alaska to the Caribbean, boarding a cruise ship can be a ticket to fun and excitement for all ages. Cruises may seem expensive because they offer so many amenities, including accommodations, meals, drinks, entertainment, and activities for travelers of all ages. Fortunately, there are many cruises offered by a variety of cruise lines that are affordable. There are a variety of great deals available to allow vacationers to embark on a cruise of a lifetime without breaking the bank! Prices for all cruises include everything the ship has to offer, which is much like a small city. From mall-style shopping to nightclub hopping, there is always something exciting happening on every cruise, no matter the destination. Most cruises offer special programming for children so the adults can enjoy some relaxation time. Alaskan cruises offer activities off the ship that include tours of glaciers and tours of Canada while the Caribbean and Bahama cruise ship guests will enjoy island hopping, plenty of live entertainment, and comedy nights aboard the ship of their choice. The three best places to take a cruise vacation include Alaska, the Caribbean, and the Bahamas. Read on to find out more about three affordable cruise deals to these regions.
For those who prefer a colder climate with gorgeous scenery, an Alaskan cruise may be the way to go. There are deeply discounted rates available through a variety of programs and websites, including Alaskan Cruise and Carnival. The Alaskan cruising season begins in mid to late April and continues through the fall time of the year. Peak season is in July and August but great discounted rates are available throughout the year. Passengers can board the cruise of their choice through Alaskan Cruise’s website in cities like Vancouver, Canada, or Seattle, Washington. If people prefer to begin their cruising journey further north, Gulf of Alaska cruises are offered which include stays in locations, such as the Canadian Rockies and Denali National Park. The seven-night Alaska with Inside Passage by Holland American Cruise Lines packs a lot of Alaska into a fairly short period of time. Sailing along the Inside Passage coastline, this cruise offers travelers constant viewing of the majestic coastal landscape, including time in the Glacier Bay National Park. This Alaska cruise is priced at only $749 per person and includes accommodations, meals, some drinks, activities and entertainment, and more.
For those people who want to embark on a cruise-ship journey to warmer weather, a variety of cruise packages are offered that begin and end in the Miami, Florida area and take guests through a variety of beautiful locations in the Southern Caribbean. These luxurious locales include an array of places, such as Curaco, Bonaire, Aruba, Amber Cove, Half Moon Cay, Grand Turk and more. Royal Caribbean offers travelers many opportunities to check out a variety of ports without breaking the budget. These stops include the Cayman Islands, Barbados, and Jamaica, with available shore excursions and adventures, from relaxing on white sand beaches to zip lining through lush canopies or strapping on scuba gear and scouring the deep-blue sea. Prices range between $689 and $1,192 for between seven and eight nights depending on when booking.
For travelers who want to explore amazing tropical islands that include beaches shaded with palm trees complete with adult beverages with umbrellas and plenty for the kids to see and do, a cruise through the Bahamas may be on the agenda. Many discounted deals are offered for five to seven-day cruises through 700 gorgeous islands that are known for their clear waters and powdered beaches. Exploring the Lucayan Archipelago region in the West Indies does not have to break the bank as a variety of deals are available, beginning with two-night stays for only around $180. Most people choose to cruise through a long journey which will only cost around $800 through Expedia.com, a website that offers deals throughout the year.
The cold weather months are a part of life in most locations across the country, but that doesn't mean that we need uncomfortable. Investing in a high quality down jacket ensures that shoppers will stay warm and cozy all through the fall and winter months. Down jackets are designed to keep the skin's warmth close to the body and helps block the wind and humidity, providing the ultimate in warmth and comfort. Plus, they offer both classic and trendy styles to help create a unique look. The most popular down jackets for great prices are offered by Macy's, Land's End, and L.L. Bean. Check out these top brands that offer quality and value for the money that can last for years to come.
Macy’s is a department store providing the latest in brand names and style for decades. They are also a leading retailer of quality down coats for even the coldest climates. Right now they are featuring the Cole Hana box quilt down puffer coat for only $134.99. This full length down coat looks great for any occasion and gives exceptional value. They also carry the 32 Degrees packable hooded waist length down coat for only $49.99, which is a great everyday value. For extra warmth, they are offering the Cole Hana hooded down maxi puffer for the low price of only $179.99. There are even more deals available on the website or shoppers can find them in stores at a location near you.
Another top name in all weather apparel is Land’s End. They are known for their wide selection of jackets and down coats for any conditions. They are featuring the Land’s End long down coat in a variety of colors for only $124. 97, which includes free shipping. They also have the Expedition down winter parka for 487.97, which is perfect for any cold day. For a medium length style, check out the Land’s End tall winter down coat for $125.99, which falls at the upper thighs and comes in a variety of colors with free shipping available.
Finally, you can't mention fashionable top quality down coats without mentioning L.L. Bean. They are a leading name in cold weather gear with a huge selection of warm down coats for any climate or situation. Their products are known for providing superior style, wear, and warmth for fashion or sports activities. They have the Women’s Ultrawarm down coat by L.L. Bean for $239. This option is stylish and keeps you warm in any cold weather condition. For a more lightweight solution, they have the Ultralight 850 stretch down jacket for $159, which is marked down from $214. Another great deal is the men’s Tall Mountain classic down Parker on sale for only $189. There is a wide selection of down coats that can be found on the website or in nearby department stores. While visiting the site, check out the deals they offer on shipping on certain items to get even more savings.
Increase your home's curb appeal with a beautiful paint job! A house’s new paint job is easily one of the most important ways to increase value and beauty in the neighborhood. Even those who like the current look of their homes realize that from time to time, every home needs to be refreshed with a new paint job to keep everything looking fresh and well-cared for. But DIY house painting can risky, leading to costly mistakes. When it comes time to refreshing the paint, homeowners want to make sure that they are working with a highly experienced company to ensure the best results. Not all painting contractors deliver the same results. Three of the top house paint contractors in the country currently are Paint Ready, CertaPro Painters, and ProTect Painters. Homeowners know that they can put their trust in these businesses to deliver fantastic results at a great price. Find out more below about these reputable companies and what they have to offer their clients.
The leading paint stores in the country work with Paint Ready to bring homeowners excellent service and value. They guarantee their work within a given time frame and are RFMA members. When homeowners receive work from Paint Ready, they know they are getting the best quality available from top paint brands sold across the country. For those who want to ensure the best results from one of the most trusted paint contractors in the country, this is the best bet.
For CertaPro Painters, integrity is the key to success. They are one of the top national paint contractors because they have a commitment to excellence and keep their word to the customer. They will arrive on time and ready to work. They also will stay until customers are satisfied with the job. They can handle both commercial and residential jobs large and small. All estimates are free as well so customers can speak directly with a representative to ask questions. Interested? Visit the website to view customer reviews and how to get ready for their services and materials.
ProTect Painters are the contractors to call when homeowners need indoor and outdoor painting. They offer commercial and residential services and will schedule with flexibility in favor of the customer. They are up to date on the latest trends and techniques, so they are the people to trust for those who want to paint to impress. They offer upfront pricing with no surprises and guarantee the quality of their work. Those who have a job that requires a professional touch from painters with top skills should check out their website for more details.
Homeowners who are planning on starting a painting project soon and want to work with a company that is known for their quality results and high level of customer service should beging with these top contractors. These house painters nearby can get the job done and homeowners have peace of mind knowing that they invested in the best contractors around.