Many truck owners don't actually use their truck beds very often. Most of them stay protected with truck covers. Using a truck cover can stop theft, reduce air resistance, and improve gas mileage by up to 10%. Additionally, covers provide protection from unpredictable weather changes that may damage your goods. There are various types of tonneau covers available. Here are some common things to look for in a cover before purchasing one.

Tonneau covers come in many different styles. A retractable cover is easy to operate and is less visible, giving your vehicle a sleek look. Hard-folding covers are a popular style. They are constructed with hard metal plates or thick plastic materials. They also provide quick access to your truck bed. Other styles include the one-piece hanging design. It's available in different colors, making it easier to match your pickup's paint or your personal taste.

When choosing a tonneau cover, it should be easy to operate. Installing a cover may seem like a simple DIY task, but you must have the right tools and skills to complete the job properly. Consider having your tonneau cover installed by a professional. No matter what, ensure that your cover is installed based on the manufacturer's instructions. If it's not, your cover or your car's warranty might be affected.

With proper care, your tonneau cover should serve you for an extended period. Select a weatherproof cover to shield your truck bed from the elements. Covers with built-in UV protection are also available. Most durable covers have a breathable three-layer design. All covers require maintenance to keep them performing at their best and increase their lifespan. Regularly lubricate your retractable covers and apply a UV protectant on the soft ones.

Imagine driving on a rainy day while the bed of your pickup truck is exposed. What if all of your cargo gets covered with dust and debris on an off-road trip? That won't happen with a pickup cover! There are several budget-friendly options at your disposal, and they are a worthwhile investment to add to your truck.

The Medicare program provides health insurance benefits to people 65 or older, to young people with disabilities, and to people with end-stage renal disease. Medicare offers you medical insurance coverage and helps you pay your hospital bills. Among the most critical aspects of the Medicare program is that it's available to everyone despite of age or ability to pay. Therefore, many people rely on it for their healthcare needs. Under Medicare, you can get free in-patient care at a hospital or other qualified institution. The program also covers many long-term care costs before and after your death.

Eligibility for Medicare is determined by meeting specific criteria set by law. Effective April 1, 2005, Medicare covers the costs of certain "medically necessary" services for people with chronic medical conditions. The complete Medicare program which is also known as the "original" Medicare program, guarantees coverage for in-patient care and some home health services at hospitals, skilled nursing facilities (SNFs), hospices, and other approved institutions. The federal government pays for these services at rates established by law. Medicare also covers some services provided in doctor's offices, outpatient physical and occupational therapy centers, hospices, and similar facilities.

Medicare Part A (also known as Original Medicare) covers in-hospital care and some home healthcare costs for people 65 or older who are not eligible for Medicaid. Medicare Part B (also referred to as Original Medicare Supplementary) pays deductibles and co-payments for doctors and outpatient medical services. It also pays a monthly premium to help cover these costs if you need more money to pay the total amount yourself.

In the United States, private insurance companies offer health insurance policies to the elderly and disabled through Medicare Advantage plans. These plans are required to cater to all Part A and Part B services that traditional Medicare covers, and the "medically necessary" benefits listed in the Patient Protection and Affordable Care Act under section 1899C, discussed above. However, they often include additional coverage such as dental or eye care, preventive checkups for seniors without a history of regular checkups, or extended coverage for hospital stays.

If you are eligible for Medicare, your health insurance company must pay for all your benefits. However, only some insurance companies agree to provide such coverage. If your insurance company does not cover in-patient care, you will have to pay for the amount not covered out of pocketjust as if it were a medical bill. A medical provider may require a co-payment or deductible before providing this service.

Medicare Advantage plans began offering an increasing number of services that traditional Medicare was not covering. Medicare Advantage plans also began covering some free preventative care/screenings (such as flu shots) that were never offered previously by traditional Medicare. These preventive services are now covered under Medicare Part C (Medicare Advantage). This increased availability of services has led to plans marketed directly to seniors that may not be eligible for Medicaid because they have too much income. The Federal Government does not regulate these private plans, and many adopt unscientific coverage guidelines.

Medicare Advantage plans may charge extra to cover services the insurer is not required to cover under Medicare. These costs generally go through to beneficiaries' healthcare providers and can add up if many services are involved. If you don't have a Medicare Advantage plan, you pay deductibles and co-payments for doctors and outpatient medical services. You will also be responsible for a monthly premium to help cover the costs of these items if you need more money to pay the total amount yourself.

Don't overpay for a luxury crossover or small SUV. The latest lineup of luxury vehicles from top brands including Cadillac, Lincoln, and Infiniti is packed with options for budget-minded buyers. Several mid-range SUVs offer comfort features normally reserved for high-end models, but only luxury vehicles offer such cutting-edge style and performance all in one package. Here, we'll review the cheapest luxury crossovers and compact SUVs of the new model year. These SUVs and crossovers might be inexpensive, but they don't sacrifice quality in order to lower their price points. Prepare to be impressed.

Let's begin with the 2020 Lincoln Corsair, which replaces the previously named MKC with a base MSRP of just $35,945. Competing with the BMW X3 and the Mercedes-Benz GLC, the new Corsair offers a comfortable ride and stirring performance with enough room for cargo and passengers. The Standard trim comes with a turbocharged 2.0-liter turbocharged four-cylinder engine that pumps out 250 horsepower and 280 pound-feet of torque along with LED headlights, a touchscreen infotainment system, and more. The Reserve trim adds numerous luxury features such as a panoramic sunroof and leather upholstery.

Cadillac is among the top names in luxury vehicles, and the XT4 compact SUV crossover offers an affordable option for Cadillac-minded buyers. With a base MSRP of just $35,695, the new XT4 has been upgraded with forward collision warnings and automatic emergency braking on all models. The interior feels upscale and modern, and the high-end comfort features make up for a slightly less-powerful engine. (Although the turbocharged 2.0-liter four-cylinder engine still puts forth 237 horsepower.) The base Luxury trim offers numerous features such as alloy wheels, an infotainment system with a Wi-fi hotspot, and simulated leather upholstery. Other features such as heated seats and a panoramic sunroof can be added through optional upgrade packages.

The 2020 Infiniti QX50 is one of the best bargains on the luxury crossover market. With a base MSRP of just $37,250, the new QX50 has been upgraded with a dual-screen infotainment system, music app integration, advanced safety features, and more. Available in five trims, the QX50 Pure comes standard with a turbocharged 2.0-liter four-cylinder engine and features such as LED headlights, dual-zone automatic climate control, power-adjustable front seats, keyless ignition and entry, a six-speaker sound system, and more. Higher-end features such as the top-level Sensory model get premium audio, heated steering wheels, driver-assistance features, and numerous other luxury features. For the base model, though, buyers get a stylish luxury crossover with a spacious interior and impressive performance.

The Volvo XC40 adds a subcompact SUV into the mix for $33,700. A perfect safety score and roomy seating make the XC40 attractive to families. However, the XC40 isn't the average family car. Reviewers have compared its performance and features to the BMW X2 and Jaguar E-Pace and have not found it lacking in the slightest, despite being significantly less expensive. In fact, the XC40 is typically rated higher than the E-Pace in several criteria and comes in at more than $5,000 cheaper. Outside of the BMW X1, a buyer would be hard-pressed to find a better-reviewed vehicle in the same category. A turbocharged four-cylinder engine makes accelerating a joy in the XC40, and the handling and gas mileage round out an all-together enviable luxury SUV.

The Jaguar F pace, which starts at just $45,200, has a large cargo hold and two rows of supportive and roomy seats. All new models of Jaguar are backed by Jaguar Elitecare. This includes new vehicle limited warranty, 24-hour roadside assistance, and complimentary scheduled maintenance. The Jaguar F Pace has a 9-inch touchscreen with information and entertainment controls. You can sync up your phone with your car for ultimate convenience while you are driving. The car is aerodynamically enhanced for ultimate performance. It features a 550 hp F-PACE SVR as well as unique front bumper and hood vents. The F-Pace gives you state of the art technology like the head up display and activity key. There are advanced driving aids to assist with your ride. There is also Jaguar InControl apps. The Jaguar F Pace offers advanced safety packages and superior styling as well as practicality and space.

Stay cool in the hot sun! Summer is upon us, and with record temperatures being set every year now, a pool is becoming more and more of a summer must. Above ground pools are a great option for many households, as they are much cheaper and require less maintenance than their below-ground counterparts. Additionally, advancing technology and competition have resulted in large, high-quality above ground pools that don't feel like a compromise at all. The three best above ground pools include the Intex Ultra XTR Rectangular Pool, theBestway Steel Pro Rectangular Pool, and theEasy Set Pool. Below are the details of some of the features and pricing these great options.

The Intex Ultra XTR Rectangular Pool is an awesome, large pool for many swimmers at a reasonable price. The Ultra XTR comes in around $3,000 on Amazon but can also be purchased on above-ground pool providers' websites. The pool is sized at 32 feet by 16 feet, and 52 inches deep. It allows for roughly 48 inches of water, meaning that kids and adults alike with feel like there is plenty of water to duck under in the summer heat. The set comes with a pump and saltwater system with a pump rate of 2,650 gallons per hour. It can be ready to fill with water in less than 90 minutes, meaning purchasers can receive the pool and not have to wait for hours and hours of setup. The pool is rust-resistant and best-enjoyed by ages 6 and up.

A smaller, above-ground option for kids is the Bestway Steel Pro Rectangular Pool. This pool measures in at 7.25 feet by 5 feet by 17 inches and is the perfect fit for 3-6 kids. The best part is that this pool can entertain children for hours for the low price of just $239 on Amazon. If the pool is too small, a couple of bigger prices are also available at incremental increases in price. Bestway's pool has more than 200 reviews on Amazon and an average rating of 4 stars. One aspect of the pool that users particularly enjoy is a smart drain valve systems that allows for hooking up a garden hose to drain the pool and avoid drowning one part of the lawn. Setup and takedown of the pool are reportedly easy, but it should be noted that the pool comes without a filter.

A medium option in between the Ultra XTR pool and the Bestway pool is Intex's frameless pool -- the Easy Set Pool. The Easy Set Pool is 15 feet in diameter and 48 inches deep, meaning that several adults and children and use the pool at once. All that the Easy Set Pool takes to get going is inflation of the top ring and filling up of the pool, which altogether takes around 15 minutes. The Easy Set Pool comes with a filter pump and ladder for maximum ease and quality. The pool is designed to slowly circulate water as well, to preserve its hygiene and prevent the need to frequently drain and refill water. When it comes time to drain the water, the Easy Set Pool comes with a hose hookup on its drain. The Easy Set Pool can be purchased on Amazon for $1,1117.