The aging process naturally brings more focus on health. But while many seniors pay close attention to their overall health, teeth and gums are often neglected. However, the truth is that dental health plays a crucial role in overall wellbeing, even for those who have dentures and implants. Letting any dental issues go untreated can lead to more serious problems later on, such as heart attack, stroke, diabetes, and even cancer. As a senior, finding an affordable dental plan that also provides quality care can be challenging, but the good news is that it's not impossible. For example, Delta Dental, Cigna and Solstice all offer affordable plans that allow seniors to get the dental care they need. Keep reading to find out more about finding a good dental plan for seniors.
Dental Dental is a great option not just because they make up the largest dental coverage provider in the United States, but also because they tailor certain plans specifically to seniors on convenient payscales. For example, the Delta Dental Individual and Family PPO plan allows seniors (age 65 or older) to get a full 12 months of coverage for just $259 - that's 75 cents a day, and less than $25 a month. With this plan, most preventive and diagnostic services are covered fully at 100 percent, while patients are eligible for discounts up to 45 percent on other services. There are also no wait times, deductibles, financial maximums or copays.
Cigna is a major healthcare provider that also has a large array of dental plans. With a Cigna dental plan, seniors do not have deductibles on routine / preventative care and no annual financial or coverage limits, meaning they can get all the care they need. Additional bonuses that add to the value of the plan are no waiting periods and no pre-authorizations, along with fitness club discounts. Seniors who enroll in a CignaPlus Savings plan are also eligible for further discounts for hearing and vision care. The cost of a Cigna dental plan can vary, but seniors can get coverage for as low as $19 a month.
Solstice is a longstanding dental coverage provider that has some of the best discounts around for seniors. While not strict insurance plans that limit patients to specific networks and dentists, Solstice is instead a discount dental care provider that allows patients to see who they want at lower costs. On the Solstice Dental Discount Plan, for example, seniors can get preventive care services for no charge twice a year and are also eligible for up to 50% savings on other services and treatments. This plan also comes with a discount prescription drug plan at no extra cost. Again, this is an open access plan, meaning patients do not have to choose a primary care dentist. Costs vary depending on the services needed each year, but the average senior patient can save hundreds to thousands of dollars with this route.
It's worth noting that many seniors may also be eligible for certain family / spousal plans. It is worth looking into all available options before making a decision. That said, dental care is not something to be put off. Even seemingly minor tooth and gum problems can quickly worsen into something more serious. Getting a quality dental plan is crucial to making the golden years truly golden!
Don't suffer with cold, wet feet this winter! Stay warm with a high-quality pair of winter boots, the season's most important pieces of clothing. Before deciding on the final purchase, there are many aspects to consider when purchasing a pair of winter boots. These include the types of outside activities, how much snow and ice accumulates during the average winter, and the overall budget. When deciding upon the top three winter boots, the focus is on best casual boot, best boot for extreme cold, and the best boot for those on a budget. Read on to find out about the three best winter boots for snow and ice.
The Caribou from Sorel will run you about $170 on Amazon. This is a heavier boot, weighing in at approximately six pounds, but it offers a thick rubber sole that prevents slipping and offers excellent waterproofing in slushy weather. These are taller boots, coming in at ten inches high, and they feature a removable felt lining for extra warmth and comfort. These are not boots that are meant for hiking because they are on the heavy side. They were originally made solely in Canada, however, so they were designed to last in heavy snows. When purchasing, you may want to take into account that these boots do run on the larger, wider side so you might want to purchase a half size smaller than normal. For a boot that will get shoppers through quite a few winters of everyday use, these are a great choice.
For those who spend a great deal of time outside in extreme weather, you may want to invest in Cabela’s Predator Extreme. These boots carry an average price of around $200 but you get the quality the price indicates. These boots have a 9mm liner made of 1,200 g of Thinsulate to make them one of the coziest boots on the market. There is a small pocket inside the liner that allows you room to place a heating pad for extra warmth. You can count on comfortably warm feet while spending a day ice fishing or trekking through deep snow. These boots run a bit heavy at six pounds so aren't ideal for hiking long distances but if longtime warmth is your goal, these are the boots for you.
Kamik’s NationPlus is a great budget boot, coming in at around $70. These aren't boots that will last ten years or more, but they are great for everyday use in areas where the temperatures don't get in the single digits often. Pair them with some extra-warm socks and you can enjoy a comfortable day of winter activities. The 200g Thinsulate is a removable liner that allows for quicker drying should you wander into deeper snow. This won't happen too often as these boots are a full 9.5 inches tall, covering more than just your feet. Some customers have mentioned these boots aren't as tight as many because of the removable lining but with heavier socks, wearers can adjust for the extra loose feel. Overall, this is a boot that will meet most budgets and still provide quality protection.
In a race to produce the fanciest and most popular smartphone, Apple and Samsung have brought us one essential question: Which smartphone is best? One of the easiest ways to figure out how the latest iPhone 11 and Samsung Galaxy S20 fare is to compare them side by side. Unfortunately, consumers do not have the expendable income to buy both the iPhone 11 and the Galaxy S20 to form their final opinion on which smartphone is queen of the market. Now worries! When comparing the iPhone 11 and the Galaxy 20, it's wise to look at battery life, camera upgrades, storage, and, of course, price. Both the iPhone 11 and the Samsung Galaxy S20 are the most affordable options for each brand’s debut line of phones, and they both clock in at around $1,000. When it comes to the models of each line, it's best to stick with the basics, which offer plenty of impressive features without needing to spend even more. Read on to find out how these two smartphones compare.
First, let's start with the Samsung Galaxy S20. Going straight from the S10 to the S20, Samsung surprised everyone with a new flagship model to compete neck and neck with the iPhone 11. One of the most notable changes for the Galaxy S20 is the major camera upgrades, with three rear cameras including a 64 megapixel telephoto camera, and wide-angle 12-megapixel camera, and ultra-wide 12 megapixel cameras. The Galaxy S20 has an outstanding 120hz refresh rate, which allows for smoother scrolling, gaming, and all-around display motion. This smartphone comes with 128GB storage (though storage is expandable) and a choice between 8GB and 12GB RAM. The Galaxy S20 is available in the attractive and tendy colors, like gray, blue, and pink.
The iPhone 11 is safe and comfortable in its own innovations. This smartphone model also provides major camera improvements, with two 12-megapixel rear cameras, a wide-angle and an ultra-wide, and new night and slofie (slo-mo selfie) modes. The iPhone 11 has a lower 60hz refresh rate, which is only half of that of the Galaxy S20. This smartphone allows users to choose from 64, 128, and 256GB storage but only comes with 4GB RAM. The iPhone 11 also comes in exciting new colors, including purple, yellow, green, white, black, and red, along with the classic black and silver.
Both phones come with high speed charging, have similar display sizes, much improved battery life, and IP68 water resistance. When it comes right down to it, the Samsung Galaxy S20 trumps the iPhone 11 in performance, camera upgrades, and customizability. However, the iPhone 11 is more affordable and device performance and camera capabilities are more than enough to satisfy most phone users. Not sure which one to choose? Head in to a local smartphone retailer to find which one fits your unique needs.
Don't spend too much on a comfortable couch! While couches need to be stylish, comfortable, and functional, they do not need to break the budget. There are many types of couches to choose from that will fit a number of different kinds of spaces, including multiple piece sectionals, reversible sectionals, sleeper sofas, futons, love seats, reclining couches, and more. Whether shopping in stores or online, there's a variety of couches available at a wide range of price points, and shipping and delivery are often included in the price! The three best places to find good deals on couches include Ikea, Overstock.com, and West Elm. Read on to find out more about buying affordable couches.
Ikea is one of the most popular places to find affordable couches in a variety of styles. Known for their minimalist design, Ikea offers a decent range of sofas that top out around $800. This is not place to find the most unique sofa, however, as each piece of furniture is mass produced and customers assemble the furniture on their own. These sofas, couches, sectionals and futons come in a range of colors and durable fabrics that will last for several years with proper care. One of the most popular couches is the Ektorp for only $399. This fabric exterior sofa comes in six different colors and comfortably seats three people, though it can actually seat up to four. The design also fits in well with a wide variety of decor schemes.
Overstock.com is ideal place to get good deals on couches, as they offer a broad selection at reduced prices. This huge online retailer has many sales, including 50 percent off sofas, couches, and loveseats. Choices include sleeper sofas, sofas, reclining sofas, and settees, among others. Shoppers can narrow down their choices by price, color, material, styles, and more. Styles range from traditional to ultra-modern. The stylish Carson Carrington Sigtuna Mid-Century Sofa is only $813.59, down from over $2,000. Shoppers can also take advantage of flash deals and limited-time sales. Plus, customers who sign up for the Overstock.com email list get a 15 percent coupon to use toward their purchase.
West Elm is known for its collection of contemporary furniture at great prices. Popular for their broad selection and frequent markdowns of up to 30 percent off, West Elm is a branch of William Sonoma that focus on modern, environmentally-friendly furniture. One of the best all-around deals currently on West Elm is their Sloane Sofa, which easily fits into any modern or even more retro living room designs. This cloth couch has four metal legs in a light bronze finish legs and comes in several different colors. It also retails on West Elm for only $659. Shoppers who sign up for their email list can enjoy a 15 percent coupon.