Don't suffer with cold, wet feet this winter! Stay warm with a high-quality pair of winter boots, the season's most important pieces of clothing. Before deciding on the final purchase, there are many aspects to consider when purchasing a pair of winter boots. These include the types of outside activities, how much snow and ice accumulates during the average winter, and the overall budget. When deciding upon the top three winter boots, the focus is on best casual boot, best boot for extreme cold, and the best boot for those on a budget. Read on to find out about the three best winter boots for snow and ice.

The Caribou from Sorel will run you about $170 on Amazon. This is a heavier boot, weighing in at approximately six pounds, but it offers a thick rubber sole that prevents slipping and offers excellent waterproofing in slushy weather. These are taller boots, coming in at ten inches high, and they feature a removable felt lining for extra warmth and comfort. These are not boots that are meant for hiking because they are on the heavy side. They were originally made solely in Canada, however, so they were designed to last in heavy snows. When purchasing, you may want to take into account that these boots do run on the larger, wider side so you might want to purchase a half size smaller than normal. For a boot that will get shoppers through quite a few winters of everyday use, these are a great choice.

For those who spend a great deal of time outside in extreme weather, you may want to invest in Cabela’s Predator Extreme. These boots carry an average price of around $200 but you get the quality the price indicates. These boots have a 9mm liner made of 1,200 g of Thinsulate to make them one of the coziest boots on the market. There is a small pocket inside the liner that allows you room to place a heating pad for extra warmth. You can count on comfortably warm feet while spending a day ice fishing or trekking through deep snow. These boots run a bit heavy at six pounds so aren't ideal for hiking long distances but if longtime warmth is your goal, these are the boots for you.

Kamik’s NationPlus is a great budget boot, coming in at around $70. These aren't boots that will last ten years or more, but they are great for everyday use in areas where the temperatures don't get in the single digits often. Pair them with some extra-warm socks and you can enjoy a comfortable day of winter activities. The 200g Thinsulate is a removable liner that allows for quicker drying should you wander into deeper snow. This won't happen too often as these boots are a full 9.5 inches tall, covering more than just your feet. Some customers have mentioned these boots aren't as tight as many because of the removable lining but with heavier socks, wearers can adjust for the extra loose feel. Overall, this is a boot that will meet most budgets and still provide quality protection.

For drivers looking for the drivability and function of regular midsize SUVs alongside the convenient luxury features of higher-end models, the Buick Enclave feels like refreshing middle ground. Aside from a few optional tweaks here and there, the 2020 model comes with no major changes and remains part of the second generation of Enclaves that made their debut in 2018. After all, why fix what isn't broken? This latest edition comes with all the features that made it popular over the past couple of years, such as a hands-free liftgate, push button engine start, Android connectivity and Apple CarPlay, roomy three-row seating (for up to seven people), and an impressive 98 feet of cargo space. The vehicle also offers a built-in Wi-Fi hotspot with available 4G LTE data, along with a convenient wireless charging pad.

As for trims, the 2020 Buick Enclave is offered in four different packages: the Preferred, the Essence, the Premium and the top tier Avenir. It's worth noting that the main differences between all four trim levels are in their luxury and safety features, and all of them come standard with a 9-speed automatic transmission and the same 3.6-liter V6 engine with 310 horsepower and 266 lb-ft of torque. However, the Preferred base trim comes only in front-wheel drive, while the other three trims are offered in both front or all-wheel drive. Performance-wise, the Enclave drives smoothly and gets an average of 18 mpg in the city and 26 mpg on the highway (not the best fuel economy out there, but pretty standard for today's SUVs). The vehicle can also tow up to 1,500 lbs. 

The Preferred does come with a slew of its own desirable features, like LED headlights, heated front seats, 60/40-split folding third-row seating bench, rear parking sensors, rearview camera, and modern 8-inch touchscreen infotainment system. But for those looking for a more enhanced driving experience, the higher trims start to pile on more features in terms of luxury, tech and, importantly, safety. For example, the Essence adds on leather upholstery and an enhanced cabin air filter for better air flow, along with more advanced safety features like Blind Spot Alert, Lane Change Alert and the innovative Rear Cross Traffic Alert. Essence customers also get access to a slew of other options not available on the Preferred, like an advanced towing package and an upgraded infotainment system.

The Premium trim comes even better equipped, with comfy features like ventilated front seats, automatic high beam capabilities and heated rear seats. The vehicle is also more advanced when it comes to safety features, coming standard with tech like lane keep assist, front park assist, forward collision alert, automatic emergency braking and front parking sensors. The trim also comes with an upgraded a 10-speaker Bose surround sound system, complete with a sub woofer and amplifier. Also with the Premium trim, customers have a variety of upgrade options like Buick's advanced towing package (making the vehicle capable of towing up to 5,000 lbs). The Premium also comes with additional wheel size, power moonroof and color options. 

The top tier Avenir comes with a lot of the features that are only optional on the lower tiers, along with a bevvy of its own luxury goods. Drivers enjoy upgraded premium leather upholstery (available in chestnut and ebony), 20-inch wheels, driver seat memory settings, 8-inch configurable driver information screen, power sunroof and an accented steering wheel with real wood, among other things. The Avenir also comes with various upgrade options of its own, including an advanced tech package that adds on forward automatic braking, premium suspension and adaptive cruise control. While the handling of the Avenir may not feel significantly different than the lower trim levels, it certainly offers a more refined driving and passenger experience. 

As far as pricing goes, the 2020 Buick Enclave ranges in starting price from $40,000 to $56,100 (dependent on trim level and location, of course). While the majority of Buick's special buying and lease offers are for the 2019 models and back, buyers interested in the 2020 may be eligible for one of their ongoing discount programs. These include discounts for recent graduates, educators, military members, and first responders. Qualified buyers may also be able to defer their monthly payments for the first 90 days. 

A financial advisor, also known as a financial planner, is a person who provides advice on how to invest and manage money. This is a certified professional who can help you with your finances and ensure that you are in the best position possible. Besides that, they can help you prepare for retirement and ensure that your investments are working advantageously. Financial planners also guide insurance, estate planning, and other related topics. A financial advisor is not the same as a stockbroker or an investment adviser. People in the latter category may advise you on where to invest money for the best return, but they aren't financial advisors.

The first step in finding the best financial advisor is to know your needs and goals. The most important thing is understanding what you want from your financial planner. Do you want someone who will help you establish a budget? Would you prefer someone with a more hands-off approach? Are you looking for someone who will be able to answer all of your questions or just one specific question? Once you have a clear idea of what type of financial advisor you are looking for, it's time to start searching. There are various ways, such as online, through referrals from friends and family members, and word-of-mouth recommendations.

Here are a few tips when looking for a financial planner. Seek a financial planner who specializes in your area of interest. For example, if you are interested in retirement plans, search for "retirement" and choose the option that has "financial advisor." If you're more focused on saving money, search "savings" to find a financial advisor specializing in that field. Determine how you would like to spend your money. If you're going to live off of a fixed income and don't have a lot of extra money, ask the financial planner for ways that you can maximize your dollar. For example, ask what tax deductions are available for retirement savings, and look into whether there is a special tax rate for the amount you are saving per month.

Determine whether or not you need a lot of help managing your money. If this is the case, look into getting financial coaching. Depending on the situation, getting a mentor may also be helpful. Ask them what investments they recommend and consider how much risk you're comfortable with. Financial advisors are generally good at helping people with this, which is why they're valuable. Do some research on how much money you'll need to retire. The ideal is to organize enough sources of income to make this a manageable figure so that you can live comfortably without working full-time.

There's nothing like a great sale on down jackets to help warm up this winter! Ideal for the harsh conditions of the winter season, down jackets add extra layers of warmth and protection to stay warm and cozy. Shoppers can find down jackets in various styles to fit their unique needs, including full-zip, button-up, and pullover, from short to long. Men, women, and kids can be outfitted in the best down jackets for winter adventures, including hiking, camping, skiing, snowboarding, and climbing. Rather stay in? No problem! There's a wide range of stylish down jackets that are perfect for when going outside is unavoidable. The best three places to find sales on down jackets include Backcountry, REI, and Dick's Sporting Goods. Read on to find out more about getting the best deals on down jackets.

Backcountry features down jackets that are built to last. This retailer produces high-quality down coats for customers who love winter adventures but still want to stay warm. On the website, customers can shop by gender, size, insulation weight, coat length, and more. Each down jacket is marked by the percentage off the price, which is helpful when scanning the site for sales. One of the best prices is on the Carve Designs Heavenly Jacket, on sale right now for 70 percent off. This short, light down jacket is priced at only $49.96, down from $164.95. Backcountry offers some extra deals, including 15 percent off customers' first orders and free 2-day shipping on orders over $50. Shoppers can also reach customer service 24/7 by phone or live chat on the website.

REI offers a wide range of popular down jackets for great prices. Some of the brands featured include Patagonia, Columbia, The North Face, Obermeyer, and more. These brands are easy to shop through the REI website. Other ways to narrow down the search for down jackets include size, color, hood, length, price, use, and more. Shoppers can also shop by features, such as 2-way zipper, waterproof, insulated, and packable. For those who are more eco-conscious, winter coats can also be narrowed down by "responsibly sourced down" and "recycled materials." One of the best deals on winter coats is the Asylum Down Jacket by Rao, priced at $124.83 - down from $250 - for a savings of 50 percent. Shoppers who would rather not pay for shipping can choose the REI Store Pickup option at checkout.

Dick's Sporting Goods has some of the best deals on winter down jackets, with steep discounts and surprising savings. There are many brands to choose from when it comes to down jackets, including Alpine Design, Columbia, Nike, Patagonia, and more. Shoppers can narrow down their searches by jacket type, brand, features, size, and more. One winter down jacket for men that can be found only at Dick's is the Alpine Design Men's Ember Mountain Down Jacket, now only $65, marked down from $130. This winter coat is available in dark green and black. There are many ways to save on winter down jackets with Dick's Sporting Goods. One way is to take advantage of any coupon codes or same-day web specials. If customers find a lower price on down jackets somewhere else, Dick's Sporting Goods will match it with their Best Price Guarantee. Shoppers can also benefit from one hour in store pickup or free shipping on orders of $49 or more.