Though you may not realize it, Social Security is one of the most important safety nets that Americans have. This program has been around for over 80 years, and it has helped millions of people retire with dignity. In this article, we'll discuss why social security is so important and how it can benefit you.

Social Security is a government-sponsored program that provides benefits to retired workers and their families. The program is funded by payroll taxes from workers and employers. In 2019, about 62 million Americans received benefits from Social Security.

There are a number of reasons why social security is so important. First and foremost, it provides financial security for retirees. Without social security, many retirees would be living in poverty. In fact, social security keeps 22 million Americans out of poverty. Additionally, social security provides benefits to survivors of deceased workers.

Secondly, Social Security was designed to supplement your income in retirement. If you have worked and paid into the system, you will be eligible to receive benefits when you retire. The amount of your benefit will depend on your work history. The sooner you start collecting benefits, the lower your benefit will be. However, if you wait until after your full retirement age (which is 67 for people born after 1960), your benefit will be increased by 8% per year up until age 70.

Social Security can also be of assistance if you become disabled. If you become disabled and are unable to work, social security can provide you with income. To be eligible for disability benefits, you must have worked five out of the last ten years and paid into the system. You must also be under the age of 65 and have a severe disability that prevents you from working any job.

Social Security can also provide income for your family if you die prematurely. No one likes to think about their death, but it's important to have a plan in place in case something happens to you. If you die before retirement, social security can provide your family with much-needed income. Your dependent children may be eligible to receive benefits based on your work history.

In order to receive benefits from social security, you must first work for at least 10 years. Once you retire, you will begin receiving benefits based on your earnings history. The amount of your benefits will depend on how much you earned during your working years.

As you can see, social security is a vital program that provides financial security for millions of Americans. If you are nearing retirement age, make sure to apply for benefits so that you can enjoy a comfortable retirement.

When you're out on the road, the highway can get dangerous. Did you know there were an average of 20,000 deaths due to car accidents on U.S. roads during the first half of the year in 2021, according to the United States Department of Transportation? This means you could be the victim of a car crash at any time. This is why it's so important to install a camera on your dashboard.

A camera that sits on your dashboard is very valuable during a car accident because it provides unbiased data. The data collected by the cam can be used as clear evidence when determining who was at fault for the accident. Some cameras even have the ability to record the speed of the vehicle in which they are installed.

If you become involved in an accident and the other driver is claiming they are not at fault, it's always best to have clear evidence proving otherwise. With a dashboard camera, this becomes possible. It also makes it easy to capture the at-fault party's driver's details in the case of a hit-and-run accident.

Essentially, with this camera, you can record your driving experiences everywhere you go. With the help of these videos, you can monitor your teen while they learn to drive, identify who was at fault in an accident, and much more. Furthermore, cameras that sit on your dash are becoming more widely available and user-friendly, making even some of the most advanced features available at a low price.

Most department stores, such as Walmart, and electronic retailers, such as Best Buy, carry higher-quality dash cams. There are also a ton of retailers selling them online.

When buying a camera for your car, truck, or SUV, there are several key characteristics to consider, including video quality, audio quality, storage capabilities, live-viewing options, remote connectivity, battery life and communication features

Ideally, you want a camera with at least 1080p imaging capabilities, as well as cloud storage options and an extended battery life. With these advanced features, it becomes possible to record footage that is admissible in court proceedings.

For many hikers, there's nothing more freeing than being out on the trail or backcountry, surrounded by nothing but wildnerness and the sounds of nature. But this is also what can make hiking so hazardous. While the exact number of hikers who get lost every year is unknown, it is estimated to be at least 2,000. Getting lost in even well-traveled national parks or wilderness areas is considered extremely dangerous, and in many cases it leads to serious injuries or even death. Fortunately, bringing a good GPS device on the hike can prevent all this. Currently, three of the best GPS devices available today are the Garmin Oregon 700, the Garmin inReach Explorer+, and the Garmin eTrex 32x. Read on to find out how these GPS devices can help individuals stay safe in the wilderness.

The Garmin Oregon 700 is about as state-of-the-art as personal handheld GPS devices can get these days without being overcome by a bunch of unnecessary features. Its touchscreen is fairly large and gives users the full scope of their surroundings, while still coming small enough to easily stuff into a pack or deep pants pocket. Coveniently for users who engage in a wide range of activities, the screen can be programmed with different profiles for various outdoor sports (hiking, paddling, cycling, etc.) It also comes with 16 hours of battery life and a slot for SD cards to extend the 3.4g memory. The Garmin Oregon 700 typically retails for around $400 both online and at stores like REI (which is impressive compared to other high-tech models). 

For those who prefer the comfort of being connected to the outside world (especially in the event of an emergency), the Garmin inReach Explorer+ is a great way to go. Boasting a straightforward design that resembles a modern walkie-talkie, this GPS offers satellite messaging and SOS alert. While this GPS doesn't have all the capabilities of more advanced models (such as a slot for SD cards or ability to upload all types of maps), many users will enjoy its ease of use, ergonomic grip, durable design, and of course the satellite connectivity. For those worried about getting into dangerous spots out in the woods (or anywhere in the wild), this little gadget is a reliable choice that can get them out of trouble. It retails for $450, though REI members who purchase it through the store are eligible for $45 back. 

Last but certainly not least, the Garmin eTrex 32x stems from a time-tested modern classic and serves as a great choice for any hiker. The 32x is the latest model, with an upgraded high-res view screen and bigger memory storage (8g). Instead of the touchscreens seen on a lot of newer GPS models, this one comes with side buttons and a joystick, which makes it the ideal choice for use in all kinds of weather conditions. It also comes with a pre-installed TopoActive map, wireless sharing, barometric altimeter (for measuring inclines) and tri-axial compass.The eTrex 32x typically retails for about $330, but REI has it on sale for $300.

The right choice in GPS will depend on the hiker's individual preferences and budget, including what kind of weather they hike in and where (and for how long). All in all, however, all of the GPS devices listed here are solid choices with easy-to-use designs and features that could actually save a hiker's life. It's important to not venture out into the wilderness unprepared and unequipped!

With the symbol of "T" on the New York Stock Exchange, AT&T, or "ATT," is a company with a storied history. You might know it as a cell phone service carrier, but its history began with the invention of telephone and the Bell Telephone Company. The company cut its local service in 1984, but it continued with long distance, research and development and manufacturing.

The story of ATT begins in 1876, when Alexander Graham Bell invented the telephone. His company was the Bell Telephone Company, founded with his partners, Thomas Watson and Gardiner Greene Hubbard. Bell Telephone then became the American Bell Telephone Company by 1881. A subsidiary of this company was American Telephone and Telegraph Company, which acquired the assets of its parent company and became AT&T. An interesting fact is that in the 1920s, the company created Sound Motion Pictures technology.

Warner Brothers first used the ATT sound technology in the 1926 Hollywood movie, Don Juan. The technology was able to synchronize the sound to the movement of the actors' lips. It was the beginning of the modern day movie.

Because it held a monopoly through most of the 20th Century, the company earned the nickname, "Ma Bell." However, by 1982, regulators had broken up the company. It had to divest local subsidiaries. Its long distance service continued when local service was halted.

It is a fact that AT&T had an increase in its mobile subscribers and connections by almost 58 million in four years. This was between 2017 and 2021. The total number of subscribers became 191.65 million. AT&T wireless subscribers reached 182.56 million in 2020. With this event, the company became the largest shareholder in the market of wireless subscriptions.

The company has seen much advancement, and it recently had 5G roaming in more than 35 countries. This includes Japan, Italy, Bulgaria, China, Canada, Thailand, South Korea, Indonesia, Singapore, Philippines, Finland, Sweden and more.

In 2021, AT&T had corporate headquarters in Dallas, Texas and had 202,600 employees. Employee numbers include all states and more than 60 countries throughout the world. Recent investments include the latest technology, such as drones and connected cars.

ATT ranked 8th in the Forbes 2021 Just 100 for companies that are leading the new era of responsible capitalism. AT&T received superior marks for how the company treats its customers. Particular attention was given to those who need help during an emergency, earning praise. Communication between first responders was enhanced after 911 with the advent of AT&Ts FirstNet wireless network. After hurricanes or wildfires, ATT&T sends drones to boost cell service for those who have lost their connections.

The growth of "ATT," AT&T, has seen many exciting changes since its days as the Bell Telephone Company. It is now one of the leaders of responsible capitalism.