Keep kids healthy with affordable dental insurance! Good dental health is essential for building a strong foundation, helping kids at school and at play. Regular dental cleanings and checkups can keep little problems from becoming serious conditions. While it can be expensive to get the whole family to the dentist, there are many high quality dental insurance plans from top providers now available. Not all dental plans are the same, and it can be difficult to discern which companies offer the best rates for the care they provide. The best dental insurance companies for the whole family offer a wide range of coverage and allow people to get the care they need while saving money. The three most affordable dental plans include Delta Dental, Cigna Dental Savings, and Humana Dental Savings Plan. Read on to find out more about the best, most affordable dental plans

Delta Dental is one of the top providers of dental care programs in the country, offering traditional dental insurance plans instead of membership programs. With an extensive network, Delta Dental can help patients find the care that they need. They offer low cost plans that most people on a budget can afford. There is no deductible for the plan to kick in and there are no waiting periods to get services completed upon enrollment. As soon as an individual is enrolled, they can use their benefits right away. They are a great option for people who plan to visit the dentist frequently or who have families to enroll in the program.

Cigna Dental Savings is a low-cost way to get quality dental care, allowing individuals and families to access dental services at discounted prices. This plan requires customers to pay one low yearly fee to access deep discounts of up to 40 percent on basic services. Cigna Dental Services also offers programs for around $40 to $60 more that are tailored to meet the needs of either seniors or families. A helpful representative can help enroll individuals in the program and find participating care providers that give the lowest price for services.

One of the leading health care providers in the country, Humana Dental Savings Plan is known for their high quality, low price plans, including great dental plans. They have options that are designed to fit most budgets and are considerably lower than most options on the market today. Currently a basic dental plan is approximately $9 per month. Some states may be required to pay an enrollment fee if they choose to accept the plan. This plan not only covers a large portion of preventative care costs, but can also help cover certain prescriptions. This is an excellent option for people - including families and seniors - who are on a budget and want to get top quality care.

Every person should practice good dental hygiene, and this includes regular visits to the dentist. In fact, most dental experts recommend that people receive professional cleanings between once and twice a year, with additional care as needed. Of course, finding a good dental plan is challenging these days. Many Americans view balancing affordability with quality care as a fairly impossible feat. The good news is that good dental plans for individuals, families and seniors do exist, but it's important to know where to look. While insurance laws and availability varies by state, there are various national programs and providers worth looking into. Here are some examples:

Individuals (single dental insurance seekers not looking to add someone to their coverage plan) have a lot of options, but they can be very pricey. However, Humana is one of the largest dental plan insurers in the country and currently offers new individual enrollees some great savings. According to Humana's website, individuals who can save between 20 and 60 percent (depending on their plan they select) on dental services from within their network. Some of the best savings can be found with Humana's Dental Value Coverage Plan, which full coverage for preventative services and set fees for additional exams and treatments. It's also worth mentioning that Humana offers an additional $35 discount to new enrollees who bundle their dental and vision plans. 

Families meanwhile have a lot of options for dental plans, but some of the best value ones can be found with Delta Dental. Though known for its higher levels of savings, Delta Dental is also the nation's largest provider of dental health benefits and has a large network with almost 200,000 dentists. Families have various coverage options through Delta Dental, two of which are Delta Dental PPO and DeltaCare USA. With Delta Dental PPO, families can access an even wider network of dentists who accept lower fees for their services. Instead of set fees, patients pay set percentages of the cost based on the dentist's fees. Because of the cost flexibility available, this can lead to big savings. Meanwhile, the DeltaCare USA plan offers families another option. With this coverage, the plan is prepaid at a set cost and results in low-to-no copays for most dental visits. 

While a lot of seniors will benefit from the plans that individuals and families choose, many others will need a more comprehensive plan. While an increasing amount of providers are starting to offer such plans geared toward seniors, one of the current best selections is from Aetna. New enrollees can save between 15 and 50 percent, depending on the plan they select and the services they receive. There is also no annual spending limit for the Aetna Vital Savings plan (typically geared toward seniors who are eligible for Medicare and/or Medicaid), which also offers coverage for seniors starting at less than $10 a month. With this plan, there are also no waiting periods or copays. 

That said, it is important to realize that the dental plans listed here should not be viewed as the only good options out there. Instead, many individuals, families and seniors will find that they serve as great starting points to even better plan options. Furthermore, dental insurance laws as well as the plans available to each person will vary by state and specific location. But there's no better time than the present to get going! Untreated dental problems can lead to serious health issues later on, so it's crucial to keep up with regular dental checkups and treatments. It all starts a good dental plan.

The aging process naturally brings more focus on health. But while many seniors pay close attention to their overall health, teeth and gums are often neglected. However, the truth is that dental health plays a crucial role in overall wellbeing, even for those who have dentures and implants. Letting any dental issues go untreated can lead to more serious problems later on, such as heart attack, stroke, diabetes, and even cancer. As a senior, finding an affordable dental plan that also provides quality care can be challenging, but the good news is that it's not impossible. For example, Delta Dental, Cigna and Solstice all offer affordable plans that allow seniors to get the dental care they need. Keep reading to find out more about finding a good dental plan for seniors. 

Dental Dental is a great option not just because they make up the largest dental coverage provider in the United States, but also because they tailor certain plans specifically to seniors on convenient payscales. For example, the Delta Dental Individual and Family PPO plan allows seniors (age 65 or older) to get a full 12 months of coverage for just $259 - that's 75 cents a day, and less than $25 a month. With this plan, most preventive and diagnostic services are covered fully at 100 percent, while patients are eligible for discounts up to 45 percent on other services. There are also no wait times, deductibles, financial maximums or copays. 

Cigna is a major healthcare provider that also has a large array of dental plans. With a Cigna dental plan, seniors do not have deductibles on routine / preventative care and no annual financial or coverage limits, meaning they can get all the care they need. Additional bonuses that add to the value of the plan are no waiting periods and no pre-authorizations, along with fitness club discounts. Seniors who enroll in a CignaPlus Savings plan are also eligible for further discounts for hearing and vision care. The cost of a Cigna dental plan can vary, but seniors can get coverage for as low as $19 a month. 

Solstice is a longstanding dental coverage provider that has some of the best discounts around for seniors. While not strict insurance plans that limit patients to specific networks and dentists, Solstice is instead a discount dental care provider that allows patients to see who they want at lower costs. On the Solstice Dental Discount Plan, for example, seniors can get preventive care services for no charge twice a year and are also eligible for up to 50% savings on other services and treatments. This plan also comes with a discount prescription drug plan at no extra cost. Again, this is an open access plan, meaning patients do not have to choose a primary care dentist. Costs vary depending on the services needed each year, but the average senior patient can save hundreds to thousands of dollars with this route. 

It's worth noting that many seniors may also be eligible for certain family / spousal plans. It is worth looking into all available options before making a decision. That said, dental care is not something to be put off. Even seemingly minor tooth and gum problems can quickly worsen into something more serious. Getting a quality dental plan is crucial to making the golden years truly golden! 

Maintain overall good health with a high-quality dental insurance plan! Oral health is essential for good physical health, especially as we age. Good dental health helps prevent more serious conditions from developing, including heart disease and even cancer. Regular dental care for seniors can be difficult because Medicare does not provide dental coverage and Medicaid’s coverage is quite limited. While seniors on fixed incomes may shy away for paying for dental insurance, they can take advantage of specialized insurance plans that keep costs down but provide a host of services covered under reasonable premiums. Three of the best dental plans for seniors include DentalPlans, eHealth Dental Insurance, and Careington dental insurance. Read on to find out more about these dental plans for seniors.

DentalPlans is an alternative dental care plan, working through membership fees. As members, seniors receive dental care at significant savings. For example, a routine checkup costs up to 46 percent off the regular price. A more serious dental procedure like a perio scaling and root planing costs up to 51 percent less. The nice thing about this plan is there is no waiting to enjoy the savings for certain procedures. The plan gives seniors a clear set of typical dental procedures with the prices, all up front. Seniors can choose the dental procedures they would like to include in their discount programs, and each plan begins immediately.

eHealth Dental Insurance is one of the first internet companies to provide seniors with nationwide dental insurance, allowing them to choose the coverage they need. A low monthly premium provides basic coverage, including regular cleanings, checkups, x-rays, and other general dentistry for good oral health. Additionally, seniors can choose plans with a broader array of coverage to fit their oral health care needs. The eHealth site provides an easy online application, a comparison tool, and plan selection advisors to help if needed. Seniors are sure to find the right coverage at a price to fit your budget.

Careington dental insurance partners with companies like Delta Dental and Madison Dental, charging seniors an annual fee for a discount card that can be used with a range of dental care providers. Discounts are reported to be 20 percent to 60 percent depending on the procedure. By working directly with the dental insurance providers, they can get you the best dental care discount possible. Careington also offers dental insurance plans at a higher rate to cover more extensive oral treatment needs. Seniors can choose from a wide range of providers. The website is easy to use, and plans start at $8.95 per month. Currently those who sign up for a Careington plan online will receive a $10 Amazon gift card.