Are you looking for a credit card that offers cash back rewards? There are a number of options on the market, so it can be hard to decide which one is right for you. To help you out, we have compiled a list of the best 5 cash back credit cards available.
1. Chase Freedom Unlimited
The Chase Freedom Unlimited card offers 1.5% cash back on all purchases, with no limit on how much you can earn. Additionally, new cardholders can earn a $200 bonus after spending $500 within the first 3 months of opening an account. This card has no annual fee and also offers a 0% intro APR on purchases and balance transfers for the first 15 months.
2. Citi Double Cash Card
The Citi Double Cash Card offers 2% cash back on all purchases - 1% when you buy and another 1% when you pay off your balance. This card has no annual fee and no restrictions on how much you can earn. Additionally, new cardholders can take advantage of a 0% intro APR on balance transfers for the first 18 months.
3. Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express offers generous cash back rewards on everyday purchases - 6% at supermarkets (up to $6,000 per year), 3% at gas stations and select department stores, and 1% on everything else. This card does have a $95 annual fee, but the rewards can more than make up for it.
4. Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash Rewards Credit Card offers 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. New cardholders can earn a $300 cash bonus after spending $3,000 within the first 3 months of opening an account. This card does have a $95 annual fee, but it also includes a variety of perks, such as a concierge service and extended warranty protection.
5. Discover it Cash Back Card
The Discover it Cash Back Card offers 5% cash back in rotating categories each quarter, up to $1,500 in purchases, and 1% cash back on all other purchases. Additionally, new cardholders can take advantage of an introductory offer where Discover will match all the cash back earned at the end of their first year. This card has no annual fee and no foreign transaction fees.
When choosing a cash back credit card, it's important to consider your spending habits and which rewards structure will benefit you most. With any of these top 5 options, you can earn valuable cash back rewards on your everyday purchases.