Medicare is a national health insurance program for people aged 65 and over. It is administered by the Centers for Medicare & Medicaid Services (CMS). Medicare provides access to a variety of health care services, such as hospital stays, doctor visits, home health care, preventive care, medical equipment and supplies, and prescription drugs. Medicare offers several coverage options to help individuals pay for their medical expenses.

Part A of Medicare provides coverage for inpatient hospital and skilled nursing facility services, hospice care, and home health care. Part B covers services such as preventive care, doctor visits, outpatient care, and durable medical equipment. Part C, also known as Medicare Advantage Plans, is a type of private health plan offered by private insurance companies that contracts with Medicare to provide benefits. Part D covers prescription drugs.

Medicare also offers programs to help individuals with limited income and resources to pay their Medicare-related health care costs, such as deductibles, premiums, and coinsurance. This includes Medicare Savings Programs, Medicare Cost Plans, Medicare Advantage Plans, and the Medicare Extra Help program, which provides financial assistance for people with certain chronic conditions or limited income and resources.

In addition to these coverage options, Medicare supplements are offered through private insurance companies. These plans can help fill in the gaps in Part A and Part B coverage, including deductibles and coinsurance.

Overall, Medicare is an effective program that provides health care coverage to those aged 65 and over. It is important to understand your coverage options and eligibility requirements, and to know what types of services and plans are available. With so many options available, you can be sure to find a plan that works for you and your medical needs.