I opened an account here because I was looking for a bank where I could put in just a little bit of money. Fortunately, Radius allows customers to open checking accounts for just $10. There are no monthly fees, so I didn’t have to worry about my money getting eaten up right away by the bank. There are tons of ATMs that I can use for free, both in and out of network. Radius never charges ATM fees, but non-network ATMs do. That’s okay, because Radius Bank gives refunds each month of any fees charged by non-network ATMs. I was able to link another account to this one for overdraft protection, and there are no fees for transfers.