I like this annuity because it offers many payment options, including increases over time. With this annuity, I can “set it and forget it,” automatically increasing or decreasing payments according to what the Consumer Price Index does. When we need a little extra cash, we can opt for the Advance Payment Option, which gives us six month’s payments all at once. We are able to do that not only once, but twice while we have this annuity. There are also several different death benefit options that I can choose from to help protect my income for my heirs.