Deferred Income Solutions from Lincoln Financial Group has several attractive features. I first found out about it from purchasing other products from Lincoln Financial Group, an A+ rated carrier that offers consistently high payouts. Deferred Income Solutions offers flexibility, giving me the option to change the income start date not just by weeks or months, but by years if I needed. Another awesome option was that we can make up to three lump sum withdrawals for up to six month’s worth of income. This helped me to manage my finances and use my retirement funds as I wanted.