A 401k is the best thing for every employee looking to retire at a decent age. My employer's 401k is raising a ton of money for retirement and I am securing my future with my family as we speak. The good news is that I don't have to be all that involved at the moment, because my employer handles it for the most part. However, I am being encouraged to make larger contributions than I have been doing, which means I need to budget a little more now for the sake of my future.

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