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I first became a client of Fidelity in the same way that most people do- my work supplied retirement plan. I have stayed with them because I like that I have the option for $4.95 self-directed trades or paying $29.95 when I work with a broker. The majority of my investments are in my 401K but I do also have a smaller account that I use for trading. While I do conduct the bulk of my trades, there are more than a couple of instances where I prefer to work with a broker advisor to execute the trades. I ...
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Want to invest in either mutual funds or income funds, but you don't want to pay a ton in commissions? Fidelity Investments is a great place to start. Clients of Fidelity can choose from roughly 3,600 transaction-free mutual funds, and any fund not on that list carries a $75 commission fee. That list of transaction-free funds is among the largest on the mutual/income fund investment market, but it is somewhat offset by potential minimum balance requirements. That said, Fidelity Investments is also well known for its in-house research and low overall fees. Beginning investors get access to all the ...
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My tax advisor suggested that I invest the funds from a personal injury case into an income annuity that offers deferred payments and is tied to underlying investment vehicles that can grow my money. We decided to go with Ameritas because of their fee schedule, availability of investment options, and their 5-year average rate of return of 16.49%. This will help me to have the money that I will need later in life as I am no longer able to work full-time.
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My grandfather encouraged me to get a deferred income annuity when I got married. He told me that it would help my wife and me to provide for our family well into our older years, especially in this age of companies no longer providing pensions. With 100 investment options and an average rate of return of 18.01%, we had no problem finding some that were appropriate for our situation. Great-West provides growth opportunity and now we have the peace of mind that comes from knowing that our financial needs will be taken care of well into what we hope ...
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As a pet owner and a shorter person, this lightweight stick vacuum meets all of my needs. I found it on sale for just under $300 and while this is a bit more than I would usually spend but it has proven to be a worthwhile investment. The fact that it is cordless is another great feature that has really come in handy. The battery lasts for about 15-20 minutes before it requires charging, which is plenty of time for me to vacuum my downstairs. If you are looking for an effective solution to pet hair all over the ...
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When I was ready to invest and looking around at different advisory companies, a few colleagues recommended Vanguard. I chose to work with them due to their low investment threshold (the fund I first bought into required a $3,000 deposit) and the reasonable fees. They also offer a lot of products like options and foreign securities that piqued my interest. Their online reports and investor information are some of the best in the business, in my opinion. Fees for trades are about $20 or so and they did give me my first 25 trades for $7. Their mutual funds ...
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The life insurance coverage that is presently offered by my employer will not continue once I retire. My investments are sufficient to care for my family after my death but I want to make sure that they have the money they need to cover any of my end of life expenses. The State Farm final expense policy is exactly what I was looking for. It is for $10,000 and the premiums are quite low even at my somewhat advanced age of 62. My regular agent suggested it to me during our annual policy review and I am really glad ...
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TriDerma is my go-to lotion ever since I was diagnosed with psoriasis. This lotion is non-greasy and does a great job of minimizing psoriasis symptoms if used regularly. I put this on several times per day and while my psoriasis is still there, it doesn't look nearly as bad as it did before I tried this cream. It's available for a great price both online and in most stores. For anyone suffering from mild to moderate psoriasis, this is definitely a solid investment!
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There are many advantages to the MetLife Guaranteed Income Builder. This deferred income annuity (DIA) is flexible to fit my needs. One of the things I liked about it most was that I could get out of the contract and get back at least 92% of what I paid to purchase the annuity before I started taking payments. I could also change my income start date if I changed my mind, and split my money into two different streams if I wanted. I was able to get into this DIA for only $2,500, and I can add as little ...
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What makes TD Ameritrade stand out from other mutual and income fund brokers? For me, it was gaining access to tools that could help me become a better investor while also having access to a sizeable no-fee fund list. With TD Ameritrade, I can get free stock market analysis from S&P Capital IQ, Market Edge and Credit Suisse in addition to real-time streaming quotes. The myTrade social community has also been a great resource for keeping up to date on the latest investment trends. Being a new investor, I started out with the broker's Web platform, although I ...
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